AgriLogic designed and developed two commercial desktop software applications that utilize NATMOD’s economic projections: VisionAnalytics® and the Allowance for Loan Loss analytical calculator. VisionAnalytics® is a desktop software package that allows bank loan officers to objectively analyze a producer’s loan application under current market and farm policy conditions. This tool provides bankers with in-depth insight into the potential risk that a prospective borrower faces in debt repayment to the lending institution. Portfolio Vision is a component of VisionAnalytics®, which is a pro forma credit risk management tool for event stress testing at the portfolio segment and institution level. This is an ideal tool for management and boards to assess future risk exposure due to trends and/or unforeseen events. Both VisionAnalytics® and PortfolioVision allow bankers to play “what if” scenarios in analyzing their risk and in the development of strategies to mitigate the identified risks. The Allowance for Loan Loss calculator is a software package utilized by senior bank managers and board personnel to determine appropriate financial reserves for potential nonperforming loans during the upcoming quarter. The software package provides a probabilistic estimate under current market and policy conditions to prescribe the appropriate financial reserves.